After a car accident in Manchester, there is usually chaos, and each party typically points fingers at the other. Connecticut is a fault state, which means if the mishap was the other party’s fault, you have the scope to seek compensation. You need to call a lawyer nearby to know what damages you can recover and how you should proceed further. Here are some pointers and critical details that need your attention.
Deadline for car accident lawsuits
States have a statute of limitations that sets a time limit to file a civil lawsuit against the responsible driver. If you are in Connecticut, you have two years to initiate proceedings. The deadline is for lawsuits and not claims, which means if you are filing a third-party insurance claim, you must have time on the watch to explore other legal options before the clock runs out.
Comparative fault in Connecticut
If the crash happened because of your negligence to an extent, the comparative fault rule will apply. Connecticut is a modified comparative fault state, which means if you are more than 50% liable for the mishap, you cannot sue the other party. Also, the settlement, when you win, will be reduced accordingly. For example – if you won $50,000 in compensation and were 40% at fault, you can only recover $30,000.
Insurance companies cannot be trusted
You cannot expect the claims adjuster to have an empathetic or kind attitude, primarily because they work for big insurers and have the job of saving money on settlements. Never trust the representative who wants a recorded statement or makes an offer immediately.
Hiring a lawyer is easy
If you don’t have recommendations for injury lawyers in Manchester, fret not because there are online directories that can help. Also, when you are in financial distress, you can still get legal help, as law firms take a contingency fee, which is a percentage of the settlement. You may have to pay 30% or more of your compensation, but that shouldn’t prevent you from hiring an attorney. Also, the first meeting is usually free, and you should insist on personal consultation to know what the case is worth.
Don’t post anything on your social media after a car crash. You have to protect your claim, and anything you share could go against you. Let the injury lawyer take relevant steps and negotiate the settlement, and if needed, they will file a lawsuit.